to enable you to:
a mortgage professional you will be able to Generate an additional
Pure Profit on 75% of the loans you close!!!
The Interest Savings System is an extremely
powerful sales tool for the lending industry. It can increase loan
applications and closings substantially by showing a much greater savings
and benefit to the client on their new purchase or refinanced loan. This will
help you keep your borrowers and get their loans funded even if they decide to look
elsewhere and are quoted lower rates. It can also be an extremely
profitable add-on to the loan. Properly marketed, this program can
increase your income by 25-30% or more.
The Interest Savings System is what makes you,
your company, and your loan packages unique. You will find that very few
loan brokers or lenders have ever incorporated the bi-weekly mortgage into
their sales presentations. Once properly trained, our representatives are
experiencing a 75-80% client enrollment ratio with the Interest Savings
System. This adds an additional $300-$600 in profit to 75-80% of the
loans that they are closing!
Offer To Your Clients Rates
Than Your Competition On Conventional 30 year mortgages!
No matter how you generate your leads, the first contact
with your client is always the most important! 90% of the client's decision to do
business with you is determined during that first contact.
This is when you are typically trying to determine the needs of your
prospective client. After doing so, the next step would be placing them into one of
the products that you have available. What if, during that first contact, you could tell your
client that you have an innovative program that would lower their overall
net equivalent interest rate by 2-3%? Do you think that would get their
attention? You Bet!
Our software provides you with the ability to create a
customized presentation for your client that practically sells the Interest
Savings System for you. This presentation will show your client a lower
overall equivalent interest rate. Simply stated, if your client remains on the
program until their loan is paid off, the amount of interest dollars
they will actually pay would be equivalent to a loan at a rate of 2-3% less.
The objective is to get you in front of a new
client. The chances of loosing that client to one of your competitors are
significantly reduced once you
provide a loan package that meets their needs.
Why sell a customer a 15 year loan product
when you can place them in a 30 year loan with a 15 year payoff at about the
same payment, using the Interest Savings System? This gives your client
added flexibility. They are able to switch back to the lower 30 year payment
at any time if they need additional cash, without any penalties. Then, switch back to the higher 15 year payment when they are ready.